Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.
Is Chase Freedom Flex good for travel?
The Freedom Flex comes with a generous amount of travel insurance for a cash back credit card perks you’ll qualify for include trip cancellation and interruption insurance worth up to $1,500 per passenger and $6,000 per trip, secondary auto rental coverage and travel and emergency assistance services.
Does Chase Freedom have travel perks?
For eligible purchases made with your Chase Freedom Unlimited ® credit card, you can be reimbursed up to $1,500 per person and $6,000 per trip for your prepaid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.
How much does Chase Freedom Flex give you?
The Chase Freedom Flex credit card earns 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate, earn 5% cash back on travel purchased through Chase, 3% on dining including takeout and drugstores, and 1% on all other purchases.
What is considered a travel purchase?
According to Discover, eligible travel purchases include those made in the following categories: Commercial airline tickets. Hotel rooms. Car rentals. Cruises.
What are Chase travel purchases?
According to Chase, the following categories count as travel: airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds, passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.
Does my Chase Freedom credit card have travel insurance?
Chase Freedom Unlimited® The Chase Freedom Unlimited card offers several helpful travel protections, including: Trip cancellation and trip interruption insurance covering up to $1,500 per person or $6,000 per trip.
Is the Chase Freedom Flex hard to get?
Yes, the Chase Freedom Flex℠ is hard to get because it requires at least a good credit score for approval This means that applicants need a credit score of around 700+ to have decent odds of getting approved for Chase Freedom Flex.
Is Chase Freedom Flex good for beginners?
The Chase Freedom Flex is a great all-around card for beginners and fans of cash back. It’s easier to be approved for than many top-tier cards from Chase and Amex, and it offers a great array of benefits for a no-annual-fee card.
What is included in travel for Chase Freedom Unlimited?
Yes, the Chase Freedom Unlimited® is good for travel in the U.S. because it offers 5% on travel purchased through Chase and has a $0 annual fee. The Chase Freedom Unlimited Card also comes with travel benefits like rental car insurance, trip cancellation insurance, a travel emergency hotline and more.
Is Chase good for international travel?
The Chase Sapphire Preferred ® Card is the best, all-around international travel card for most consumers , thanks to its flexible points and great travel benefits.
Does Chase Freedom unlimited travel insurance?
Yes, Chase Freedom Unlimited does have travel insurance benefits The best travel-related perks the card offers are trip cancellation/interruption insurance and travel emergency services. To be eligible to file a travel insurance claim, you’ll need to pay for your trip using your Chase Freedom Unlimited.
What is the 5 24 rule?
Chase’s 5/24 rule means that you can’t be approved for most Chase cards if you’ve opened five or more personal credit cards (from any card issuer) within the past 24 months.
Are flex cards worth it?
The Chase Freedom Flex℠ is worth it for cardholders who love strategizing their purchases around bonus categories to maximize their rewards The card offers robust cash back opportunities and rotating bonus categories that change every quarter.
Is Chase Freedom Flex Metal?
The Chase Freedom Flex℠ is not a metal credit card , as it is made of plastic like most other credit cards.
Is Uber considered travel for Chase?
Uber and Airbnb purchases count as travel as well.
Is gas considered travel for Chase?
Aside from the initial bonus, gas purchases don’t qualify for bonus points, unfortunately, because they aren’t part of the travel or dining category Gas is an everyday purchase, according to Chase. So, you’ll earn just the standard 1 point / $1 spent on gas purchases.
Does Airbnb count as travel for Chase?
Yes, Airbnb is considered travel for the Chase Sapphire Reserve , which means you get 3 points per $1 spent.
Is Chase unlimited or Chase flex better?
Flex offers a high 5% cash-back rate that rotates each quarter upon activation, but Unlimited has a simpler cash-back program that doesn’t require you to activate bonus categories Extreme credit card optimizers may even want to consider opening both cards and maximizing cash-back rewards.
Does freedom Flex have international fees?
The Chase Freedom Flex foreign transaction fee is 3% of each transaction in U.S. dollars This means that every Chase Freedom Flex purchase made with a foreign merchant will have this extra surcharge added to the total cost. The foreign transaction fee applies to both in-person and online purchases.
Can you transfer points with Chase Freedom Flex?
Chase Freedom Flex does not have transfer partners , unlike many other popular credit cards. Chase Freedom Flex rewards are redeemable only for cash back, gift cards, travel, purchases at Amazon.com, or a statement credit and cannot be transferred to another loyalty program.
What are Chase travel Rewards?
Chase Ultimate Rewards® is a points system You earn at least 1 point for every dollar you spend with a Chase-branded credit card, and most cards earn extra points on purchases in specific categories, such as travel, restaurants or drugstores.
What airlines does Chase partner with?
- Aer Lingus.
- Air Canada.
- British Airways.
- Emirates.
- Flying Blue (Air France and KLM)
- Iberia.
- JetBlue.
- Singapore Airlines.
How do I use Chase points for travel?
How do I redeem my miles? You can log into your credit card company’s reward platform (which often allows you to use your points on select travel booking sites) or the airline-specific credit card’s website to see your award and redemption options.
Can you have 2 Freedom Flex cards?
With the Freedom Unlimited card, there’s no benefit to owning more than one as the card earns 1.5% cash back with no limits on all purchases. However, the Chase Freedom Flex card is another story. With the Freedom Flex, you are limited in how much you can earn in the quarterly 5% back categories.
Can I have both freedom and freedom Flex?
Yes, you can have both Chase Freedom Unlimited and Chase Freedom Flex Having both the Freedom Unlimited and Freedom Flex cards can be a good idea, because their rewards programs work well together and neither card has an annual fee.
Is Chase Freedom Flex A World Elite Mastercard?
Freedom Flex cardmembers will receive Mastercard’s leading World Elite Benefits including: Cell Phone Insurance – Up to $800 per claim and $1,000 per year in cell phone protection against theft or damage for phones listed on cardmembers’ monthly bill.
What counts as travel cash back?
According to an archived version of the card’s terms, travel redemptions apply to “ airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, discount travel sites, trains, buses, taxis, limousines and ferries”.
Do Disney tickets count as travel Chase Sapphire?
So, while tickets to Disney are indeed travel related in a lot of ways, it is also something that often will probably fall under a “tourist attraction” and thus expressly not covered for the Sapphire Reserve annual travel credit.
Does Costco count as grocery store Chase?
Superstores such as Walmart and Target, discount stores like Dollar General and Dollar Tree, and warehouse clubs like Sam’s Club and Costco do not qualify as grocery stores for Chase Freedom Flex Grocery purchases at retailers like drugstores and gas stations are also excluded.
Does Chase pay TSA PreCheck?
Yes, Chase does pay for TSA PreCheck with certain credit cards Eligible Chase cardholders can get up to $85 as a statement credit toward TSA PreCheck every 4 years, as long as they pay for the TSA PreCheck program costs with their Chase card.
Does Airbnb count as travel Bank of America?
Here’s a list of what Bank of America considers as travel expenses: Airlines Hotels, motels, and timeshares (including Airbnb) Trailer parks, motor home, and recreational vehicle rentals.
How much is 50000 Chase points worth?
50,000 points are worth $750 toward eligible food.
Does Chase Freedom unlimited cover hotel cancellation?
In addition to rental car insurance, Chase Freedom Visa Signature cards give you Trip Cancellation & Interruption Insurance That covers you up to $5,000 if things like sickness or severe weather get in the way of your travel. Hotel reservations, airfare, vacation tours and more are eligible for reimbursement.
Will travel insurance cover flight cancellation due to Covid?
If you contract COVID-19 and must cancel your trip, you are likely to be covered if you have a standard travel insurance policy Trip cancellation/trip interruption policies cover the cancellation or interruption of your travel as the result of a covered event.
What does the travel insurance cover?
Most travel insurance plans cover medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.
Why did I get denied for Chase Freedom Flex?
Chase Freedom Unlimited® applications could be denied because of a low credit score (below 700), not enough annual income, or too many recent credit inquiries Other grounds for denial could be incomplete or inaccurate information on the application, or a pending bankruptcy on your credit report.
Is freedom or freedom flex better?
The difference is that the Chase Freedom Flex℠ earns 5% on quarterly rotating categories and 1% cash back on everything else , while the Chase Freedom Unlimited ® earns 1.5% cash back on everything else.
Should I switch from freedom to flex?
When it makes sense to submit a new application for Flex. If you’re looking to optimize your credit cards, applying for Flex is a better option than just switching over from your old Freedom card.
How many credit cards is too many credit cards?
How many credit accounts is too many or too few? Credit scoring formulas don’t punish you for having too many credit accounts, but you can have too few. Credit bureaus suggest that five or more accounts , which can be a mix of cards and loans, is a reasonable number to build toward over time.
Is Chase Freedom Flex a Visa or Mastercard?
Although these two Freedom cards are both issued by Chase, they run on different card networks, the Chase Freedom Unlimited is a Visa, while the Chase Freedom Flex is a Mastercard That means the benefits do vary quite a bit between the two cards.
Is Chase Freedom Flex a Visa?
The Chase Freedom® is no longer taking applications, but existing cardholders can continue to use it. One other difference: The original Chase Freedom® is a Visa, while the Chase Freedom Flex℠ is a Mastercard.
Is Chase Freedom good for travel points?
The Chase Freedom Unlimited is a great card for everyday, non-bonus spending and can provide incredible value when paired with a premium Chase card. So if you’re just starting out with credit cards and want to build up valuable travel points quickly, the Freedom Unlimited card should be high on your list.
Does Expedia count as travel Chase?
Travel agencies. Discount travel sites (like Orbitz and Expedia) Trains (like Amtrak, subway and metro tickets) Buses (like city bus tickets, Greyhound tickets and Megabus tickets).
References
https://www.fool.com/the-ascent/credit-cards/chase-freedom-flex-travel-insurance-what-you-need-to-know/
https://www.bankrate.com/finance/credit-cards/chase-freedom-flex-travel-perks/
https://creditcards.chase.com/cash-back-credit-cards/freedom/flex
