Benefit overview The credit is valid between August 2020 and December 2021 and can be used for eligible travel purchases through the American Express Travel Portal Best of all, this credit is in addition to the card’s up to $200 annual airline fee credit. The card comes with a $550 annual fee (see rates and fees).
How do I use American Express credits?
When you log into your amex account, just click into your Rewards page and you can find the AmEx Travel portal. When you make a booking through American Express Travel, you can choose to pay with either your membership rewards points or with cash.
How do I get 200 Amex platinum travel credit?
- You must spend at least $200 on travel (you can meet the spending through multiple transactions)
- Qualifying purchases include airfare, hotels, cruises, car rentals, or tours to activate the credit.
- You must use your eligible Amex Platinum card to pay.
- Only the primary cardholder can use this credit.
How long does Amex travel credit take to post?
Once you’re eligible and make a purchase, credits will typically post within a few days , but it could take up to 90 days for statement credits to post.
Can you use Amex travel credit for someone else?
As long as they’re flying on the airline you’ve selected with Amex, you can pay for eligible incidental charges on their behalf and still get reimbursed.
Does Amex Platinum have an annual travel credit?
Each year of your Platinum Card membership, you have access to a $200 CAD Annual Travel Credit 1 , yours to use toward any single travel booking of $200 or more charged to your Platinum Card through Platinum Card Travel Service or American Express Travel Online.
How do I use my Amex Gold travel credit?
- Select one qualifying airline you want online, or by calling the number on the back of your Card
- Use your Card to pay for eligible incidental travel fees from that airline.
- You’ll receive a statement credit covering those fees, typically 2–4 weeks after you pay for them.
Does American Express Cash Back expire?
As long as your Card is active, Reward Dollars have no expiration date Our popular Cash Back Credit Cards also come with great shopping and entertainment benefits. Plus, the fantastic service and support you’d expect from American Express.
What does credit mean in American Express?
Editorial and user-generated content is not provided, reviewed or endorsed by any company. American Express statement credit is money added to a cardmember’s account to reduce the account’s balance by an equal amount, almost like a payment.
What are Amex Platinum benefits?
- A jet-setting welcome offer
- Big travel rewards
- Up to $200 in annual credit for airline incidental fees
- Up to $200 in Uber cash for rides
- Up to $200 in annual hotel credit.
What is Amex Hotel Collection?
The Hotel Collection. Selected hotels, exceptional value Get a US$100 hotel credit on qualifying charges and a room upgrade if available when you book The Hotel Collection with Platinum Travel service. The Hotel Collection includes hundreds of curated properties from trusted brands like Hyatt and Hilton Hotels.
How do I earn Amex Platinum Points?
You will get one point for each dollar charged for an eligible purchase on your Platinum Card from American Express. You will get 4 additional points (for a total of 5 points) for each dollar spent on eligible air and hotel purchases.
Is Platinum American Express worth it?
Is the Amex Platinum worth it? The American Express Platinum Card, known for its prestigious benefits and sleek appearance, is a card worth bragging about. Between the numerous travel benefits, reputable concierge service and consumer protections, the card is worth considering if you can stomach the steep annual fee.
Do Amex points expire?
Membership Rewards® points have no expiration date However, points may be forfeited as described in the program Terms and Conditions.
How do you get a gold American Express card?
In order to get the Amex Gold card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old You’ll also need to have an SSN or ITIN. Keep in mind that even if you meet all of the requirements for the Amex Gold card, you’re never guaranteed to be approved.
What is airline incidental credit?
Officially, the airline incidental fee credit reimbursement will cover the following charges: Checked baggage fees (including overweight and oversize fees) Itinerary change fees Phone reservation fees Pet flight fees.
How do I redeem my American Express cash back?
How to Redeem American Express Cash Back Rewards. To redeem Reward Dollars, log into your American Express account and click “Use Reward Dollars.” As long as your available Reward Dollars balance is 25 or more, you can redeem them for a statement credit at rate of 1.00 Reward Dollar to $1.00.
What are the benefits of American Express?
- Travel protections
- Retail protections
- Pre-sale ticket access
- Complimentary hotel nights and property credits.
- Free ShopRunner membership
- American Express Experiences hub
- Limited-time retail offers.
How do I maximize my Amex Platinum card?
Tips for maximizing: When you’re making a purchase for which you might later benefit from shopping or travel protections, be sure to save your receipt. Start a claim as soon as possible if you need to use your card’s protections You can see the travel and shopping protections for all Amex cards on the Amex website.
What is United TravelBank?
The United℠ TravelBank Card eliminates the whole idea of miles Instead, you earn “TravelBank cash,” which is redeemable for travel with United on a simple dollar-for-dollar basis. The card earns 2% back on United purchases and 1.5% back on everything else.
What is my travel bank username?
Upon creation of a Travel Bank, an email containing your travel bank username is sent to the email address used for the original booking If you are unable to locate your travel bank details, please call our Guest Contact Centre on 13 67 89 for assistance.
Can I use Amex travel credit on Jetstar?
The credit can only be used on wholly QF itineraries, however, Jetstar flights do not show up on Amex travel anyway.
Can my wife use my American Express card?
Log in to your account and click on your credit card. Click on “Account Services,” then “Manage Additional Card Members.” Select “Add Someone to Account.” Enter the new user’s name, date of birth and Social Security number.
Are Amex Travel Points worth it?
Bottom line. For most redemption options, Amex Membership Rewards points are worth no more than 1 cent per point And some redemptions only provide 0.5 cents per point in value.
What is the highest American Express card?
The highest level American Express card is the Centurion card , which is also known as the ‘black card.
How do you get a black Amex card?
You’ll need to pay a one-time initiation fee of $10,000 on top of a $5,000 annual fee just for the privilege of having a Black Card. Plus, adding other cardholders costs an extra $2,500 each per year. In comparison, the Platinum Card’s annual fee is $695 per year for many of the same services.
What is the minimum income for Amex Platinum card?
What does your credit score need to be for the Amex Platinum card? While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.
Did Amex get rid of travel credit?
As we are always looking to evolve our Card benefits and services to best support our Card Members’ needs, the Airline Fee Credit on the American Express Gold Card will no longer be available at the end of 2021 Current Gold Card Members will be able to continue to use the Airline Fee Credit through December 31, 2021.
Does Amex Gold get you into airport lounges?
The Amex Gold card does not offer any complimentary airport lounge access.
What happened to Amex Gold?
The Gold Rewards Card Will Be Temporarily Discontinued After all, the new-generation Cobalt Card as of August 16 will effectively cannibalize the Gold Rewards Card in the same $150-annual-fee segment of the market, along with a far more powerful 5x earning rate on points that can be transferred to airlines and hotels.
Is Amex Gold worth it?
Is the American Express Gold Card worth the annual fee? If you make use of the card’s annual credits and you spend a lot on dining and groceries, the card can be well worth the $250 fee If you’re not maximizing the credits and bonus categories, another card could be a better choice.
How many credit cards is too many credit cards?
How many credit accounts is too many or too few? Credit scoring formulas don’t punish you for having too many credit accounts, but you can have too few. Credit bureaus suggest that five or more accounts , which can be a mix of cards and loans, is a reasonable number to build toward over time.
What happens to Amex points when you cancel flight?
More about American Express Membership Rewards points If you cancel your booking, you will receive a statement credit on your Card account To have the Membership Rewards points returned to your account, you can contact Membership Rewards at 1-800-AXP-EARN (297-3276).
Can I get an American Express card with a 700 credit score?
To be approved for the Amex Platinum, you need to have a good or excellent credit score. This means you need a credit score of at least 700 If you’re hovering around the 700 mark, it may be best to wait to apply when your score increases as the average applicant has a score of 715.
What credit score is needed for an American Express?
In other words, you’ll likely need a score in at least the “good” range to qualify for an AmEx card. Other American Express cards will usually require even higher scores. According to the score ranges from FICO, that means American Express applicants typically have at least a 670 score: Exceptional. 800 and above.
Is Amex a credit or charge card?
No, American Express is not a credit card American Express is a financial services company that operates the American Express card network and issues a number of cards, including American Express credit cards, charge cards, prepaid debit cards and gift cards.
Is it hard to get Amex Platinum?
It will be difficult for the average person to get the American Express Platinum card because of the card’s 700+ credit score and reportedly high income requirements Another reason why the American Express Platinum card may be hard to get is because of the card’s daunting $695 annual fee.
Who has a black card?
The most exclusive credit card is the American Express Centurion Card, also known as the Amex Black Card. It is reportedly reserved for people who spend at least $100,000 per year , and an invitation is needed to apply.
Which is higher American Express Gold or Platinum?
EDITOR’S OVERVIEW. The Platinum Card® from American Express is the winner over the American Express® Gold Card While it’s a more expensive choice, the American Express Platinum card provides frequent travelers with a lot more value.
References
https://thriftytraveler.com/news/credit-card/200-amex-travel-credit-platinum-card/
https://www.cnet.com/personal-finance/credit-cards/american-express-platinum-card-review/
https://www.nerdwallet.com/article/travel/how-to-maximize-the-amex-platinum-travel-credit
